Disability Insurance Helps Protect Your Financial Future
Individual disability income is designed to help keep you financially stable during difficult times; a Disability Income Insurance policy will pay a monthly income directly to you. The plan goes into effect when you are unable to work as a result of a disabling injury or illness. It is an ideal primary income replacement plan and helps protect against the risk of depleting your savings or retirement fund.
Business Overhead Expense Disability Income
Business Overhead Expense (BOE) coverage reimburses a business for overhead expenses should the owner experience a disability. Eligible benefits include: rent, mortgage payments, utilities, business insurance premiums, employee salaries, property tax, etc.